Kidnap & Ransom

Although the number of kidnap incidents vary from country to country depending on a variety of factors, the overall picture is one of an increasing crime. Kidnap gangs operate at various levels, from small street gangs abducting then selling the victim to a larger gang, or guerilla groups and cartels who require considerable revenue to fund their criminal activity.

Trends do occur and recent data suggests that a wider range of people are now exposed - as the most desirable targets are taking better precautions to safeguard themselves and their families from becoming victims, so less wealthy but easier targets become more attractive to the criminals as the victims of their crime.

Without the protection of insurance, kidnap and subsequent ransom demands can result in considerable personal or corporate financial loss. Griffin Underwriting offers two types of indemnity policy to protect personal and corporate assets and to provide the support that is required in the event of an incident; Individual Plus to protect families and businesses and Corporate Plus, tailored to multi-national corporations, with employees across the globe.

In the event of a claim the policy provides financial reimbursement along with advice and assistance helping to bring about the safe and timely release of the victim. Our comprehensive cover will reimburse the ransom payment along with other costs incurred whilst dealing with the kidnapping, including 100% of the consultants fees and expenses. In addition many other costs are also recoverable under our policy, including;

  • Legal costs
  • Medical expenses and Personal Accident cover
  • Reward monies
  • Salary replacement
  • Interest on any loans taken out to pay the ransom
  • Fees and expenses for independant services or advisors
  • Rest and rehabilitation costs
  • Other reasonable costs & expenses

For a full summary of cover please select the relevant link below.

Individual Plus Policy

Corporate Plus Policy


Griffin Underwriting Ltd is reinsured 100% with certain Underwriters at Lloyd's, London and is registered in Guernsey under Registration No. 42359 and regulated by the Guernsey Financial Services Commission.

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